This method only working for US & UK CC only
Check your BIN in https://forum.blackhatindia.ru/pages/bin/ . There you will got bank name. For above example BIN (430587) bank is Capital One, USA.
Now search phone number of this bank in google.
For Capital One its +-800-935-9935
Call this number from skype its free since its toll-free number)
Now the automatic robot will ask you few info. Ex. CCN, CVV etc.
Now put your info by using your keyboard.
It will automatically tell you the CC balance.