STAY AWAY FROM CARDING
its not hard every time but yes you need to work to get back your money. Most of the people pay through Paytm ,Googlepay ,bank and some other wallets but the best one is paytm they support the most in such cases. Lets start step by step
1- Just go to the nearest police station and File An F.I.R ( this is the most important step because F.I.R will work as source document for you and you can appeal by yourself for recovery )
2- Go to the nearest cyber cell and show them the F.I.R and then leave everything on them .
3- Now your work starts from here now scan the F.I.R and then send it to [email protected] if paid from paytm . If paid from bank then You can check Reserve bank of india’s website if in india RBICYBERCELL.
4- Explain whole fraud in detail how it happened and submit every digital evidence you have so that their work becomes easy .
IF YOU ARE NOT AN INDIAN THEN DONT WORRY FIND THE CYBER CELL CONTACT OF YOUR REGION AND UNDERSTAND THE PROCEDURE.